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Inga Karulaitytė

Inga Karulaitytė

Partner, Head of Banking & Finance and FinTech, Attorney at Law, CAMS

Practice Areas

Expertise & Experience

Inga Karulaitytė is a Partner and Attorney at Law at ECOVIS ProventusLaw, where she heads the firm’s Banking & Finance and FinTech practices. A recognised leading expert in FinTech and financial services regulation with more than 20 years of experience, she advises Lithuanian, Latvian, Baltic and international clients on complex market-entry, licensing, governance and compliance matters, with a particular focus on payment services, digital assets and innovative financial products.

Inga guides electronic money institutions, payment service providers, investment firms, and crypto-asset service providers through complex EU regulatory landscapes, including MiCA, PSD2, AML/CTF, sanctions, and operational resilience requirements. Inga has been instrumental in designing cross-border regulatory strategies, obtaining licences, and implementing governance and compliance frameworks for financial institutions and digital asset companies operating across multiple jurisdictions. She has guided numerous companies in implementing governance structures, AML processes, and technology-driven compliance tools, including RegTech and AI applications.

In addition to her FinTech and financial regulation practice, Inga has extensive expertise in sanctions law, dual-use goods regulation, and complex cross-border trade compliance, with extensive experience advising international clients operating in highly regulated and strategically sensitive sectors such as aerospace and aviation companies, logistics operators, financial institutions, technology-driven businesses and public sector entities on navigating the EU and international sanctions framework, export controls, and dual-use goods regimes. Her expertise covers EU restrictive measures, OFAC-aligned compliance risks, trade embargoes, licensing requirements, and complex multi-jurisdictional compliance assessments in high-risk supply chains.

Inga is also a recognised thought leader and community builder. She co-founded Lithuanian Fintech Association, supporting Lithuania’s FinTech ecosystem. Inga is a regular speaker and moderator at leading industry events, including Baltic Fintech Days, HIPTHER conferences and the Lithuanian Fintech Association events, and serves as an invited expert lecturer in FinTech regulation at Vilnius University. She is a certified anti-money laundering (CAMS) and International Sanctions expert. Inga also holds a professional corporate governance certification, further highlighting her expertise in creating strong, accountable, and sustainable business frameworks.

Clients value Inga for delivering commercially focused, pragmatic advice that combines legal excellence with deep expertise in financial regulation, FinTech, sanctions and cross-border compliance.

Rankings & Recognition

  • Consistently ranked by Chambers and Partners FinTech since 2020.
  • Consistently ranked as a Highly Regarded lawyer in Banking and Finance by IFLR1000, Chambers and Partners and The Legal 500 since 2019.
  • Shortlisted for Thought Leader of the Year – CEEMEA at the IFLR Women in Business Law Awards 2026.
  • Shortlisted forFinancial Regulatory Lawyer of the Year – EMEA at the IFLR Women in Business Law Awards 2024.

Qualifications

  • Certified Anti-Money Laundering Specialist (CAMS) by ACAMS.
  • Certified Risk Management Specialist in Global Sanctions.
  • Certified Board Member – Corporate Governance Certificate by BICG.
  • Certificate of Completion of Internal Auditor’s Training (2020).
  • Member of the Lithuanian Bar since 2003.
  • Attorney at Law (Lithuania), registered to practise in Latvia under her home-country professional title.
  • Attorney at Law (Lithuania), registered to practise in Estonia under her home-country professional title.

Education

  • 2016 to 2017 – Public Procurement Regulation in the EU (Postgraduate studies in Higher Education, Law)
    King’s College London (UK), Centre of European law
  • 2000 to 2005 – Bachelor of Business Administration and Management
    Vilnius University, Faculty of Economics
  • 1995 to 2000 – Master of Laws (LL.M.)
    Vilnius University, Faculty of Law

Languages

  • Lithuanian
  • English
  • Russian

Contact us:

Partner, Attorney at Law in Lithuania
Inga Karulaitytė
Partner, Head of Banking & Finance and FinTech, Attorney at Law, CAMS
(Vilnius, Riga)
Phone: +370 5 212 40 84

Contact persons: